Our Financial Journey Started With A Simple Question

Why do so many Australians struggle with money management when the tools and knowledge exist to help them thrive?

From Personal Struggle to National Solution

Back in 2019, I was sitting in my Brisbane apartment looking at my own financial mess. Despite having a decent income, I couldn't figure out where my money was going each month. Sound familiar?

That's when Sarah and I decided something had to change. We weren't financial advisors or economists – we were just regular people who got tired of feeling stressed about money every month. Sarah had a background in data analysis, and I'd been teaching adult education for years.

We spent six months interviewing over 200 Australians about their money habits. What we discovered was shocking: 73% of people had never learned how to create or stick to a budget, and most financial education resources were either too complex or completely out of touch with real life.

So we built Skill Trek. Not as another finance company, but as a practical education platform that actually helps people understand their money without the jargon or intimidation factor.

What We Actually Believe

These aren't corporate buzzwords on a wall. They're the principles that guide every decision we make and every program we create.

Real-World First

We don't teach theory. Every strategy, tool, and technique we share has been tested by real people with real budgets and real financial pressures. If it doesn't work in practice, it doesn't make it into our programs.

No Shame Zone

Money mistakes are learning opportunities, not character flaws. We've all made them. Our approach focuses on moving forward, not dwelling on past financial decisions that didn't work out.

Accessible Always

Financial education shouldn't require a finance degree to understand. We break down complex concepts into everyday language and provide tools that work for busy lives, not perfect spreadsheet scenarios.

Progress Over Perfection

Small, consistent changes beat dramatic overhauls every time. We celebrate the person who saves an extra this week just as much as someone who pays off their credit card.

Our Mission

To make practical financial literacy accessible to every Australian, regardless of their current financial situation, education level, or income. We believe that understanding money should be as fundamental as learning to drive – practical, achievable, and something that genuinely improves your daily life.

The People Behind Skill Trek

We're not financial gurus or investment experts. We're educators, analysts, and real people who've figured out how to make money management actually work.

Sarah Chen

Founder & CEO

Former data analyst who got tired of her own financial chaos. Sarah combines her analytical background with practical experience to create budget systems that actually work for busy people. She's helped over 1,200 Australians take control of their finances.

Marcus Thompson

Co-Founder & Head of Education

Adult education specialist with 12 years of experience making complex topics accessible. Marcus designs our learning programs to work for different learning styles and life situations. His motto: "If you can't explain it simply, you don't understand it well enough."

How We Work

We're a small team based in Brisbane, but our impact reaches across Australia. We work with financial counselors, community organizations, and educational institutions to ensure our resources reach people who need them most.

2,800+
Australians Helped
89%
Program Completion Rate
0
Average Monthly Savings Increase
4.8/5
Student Satisfaction Rating